Nacionalde Bank Habitation
However a consideradonegativo aspect must be standed out, that is the fact> Price Table, becomes necessary to detach two comments: the first one how much to the constant value of the installments, that due to inflationary existence doprocesso, needs to pass for a monetary update on ovalor of the same one, what it makes with that does not exist in literal way a valorconstante; the other point to be detached is that the esucessivos periodic payments generally are contracted to be monthly, what facilitates oacompanhamento and, also, the agreement how much to the composition of the referidasprestaes. In accordance with Scavone (1998), Tabela Price is a system> SFH that is composed for the Nacionalde Bank Habitation SCI, and also created the correction monetrianos real estate contracts. This exactly statute, in the article 6 letter C determines that the least has left of the financing, oudo price to be paid, either amortized in successive monthly installments, of igualvalor, before the readjustment, that include amortizations and interests. In other words, what this law determines is aobrigatoriedade of the use of the French System of Amortization – Price Table, for being the only system of amortization of payments that contemplates successive monthly asprestaes and of equal value. 2,2 Decree n.
2164 of 19 deSetembro of 1984 This Decree instituted the comocritrio wage equivalence of readjustment of the installments. In its article it 9estava definitive that the contracts for acquisition of proper housing, atravsdo SFH, would establish that from the year of 1985, the foreseen readjustments of prestaesneles would correspond the percentile one the same and regularity of aumentode wage of> professional category the one that to belong the buyer. In the paragraph 4 was determinadoque the buyers of proper housing who not to belong to the specific categoriaprofissional, as well as classified as independent, professional liberal and the commission agents, with contracts firmed from 1 of January of 1985, would have its readjusted installments namesma ratio of the variation of the wage-minimum.